OnPath Credit Union


Skip the monthly fees and open a checking account as unique as you.

Discover the details about our personal checking accounts

Personal Checking Comparison

FeaturesTeen AccessStudentRegularWise ChoiceMoney Master Checking
No Minimum Balancecheckedcheckedcheckedchecked
Overdraft Protectioncheckedcheckedcheckedcheckedchecked
Overdraft Privilegecheckedcheckedcheckedcheckedchecked
ATM/Debit Cardcheckedcheckedcheckedcheckedchecked
Online & Mobile Bankingcheckedcheckedcheckedcheckedchecked
Mobile Check Depositcheckedcheckedcheckedchecked
Account Email, Text Alerts & Notificationscheckedcheckedcheckedcheckedchecked
Check Writingcheckedcheckedcheckedcheckedchecked

No monthly service charge fee on regular checking accounts with full direct deposit or a $500 average daily balance. $200 or less, fee is $10; $200-$499 is $8.

A flat APY is paid on all Wise Choice Divident balances of at least $1000.

Money Master dividends are calculated on the actual dollar amount in the account. Dividends are not paid for any day that the balance falls below $1000. While no minimum balance is required, if account balance falls below $1,000, dividends will not be paid.

Teen Access

Move your teen forward with confidence.

  • For teens ages 15 to 171
  • $25 to open
  • No monthly fee

Student Checking (Share Draft)

Start your financial journey in the right direction.

  • For students ages 18 to 25
  • $25 to open
  • No monthly fee2

Regular Checking

All the right stuff in the right place.

  • $25 to open
  • No monthly fee with direct deposit2

Wise Choice Checking

A smart option to maintain your financial course.

  • For members 50+ years of age
  • $25 to open
  • No monthly fee
  • Paid Dividends3

Checking Accounts

Product Dividend RateAPY*
Wise Choice Checking (Up to $999)0.00%0.00%
Wise Choice Checking (1,000+)0.25%0.25%

*APY= Annual Percentage Yield. Fees may reduce earnings.

Money Master Checking

Watch your money grow into something spectacular.

  • Minimum of $1,000 to open
  • No monthly fee
  • Earn dividends with an average daily balance of $1,000 or more.4

Money Master Accounts

Money MasterDividend RateAPY*
$1,000 - $4,9990.10%0.10%
$5,000 - $9,9990.15%0.15%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.30%0.30%
$50,000 - $74,9990.35%0.35%
$75,000 - $99,9990.40%0.40%
Over $100,0000.45%0.45%

*APY= Annual Percentage Yield. Fees may reduce earnings.

* APY = Annual Percentage Yield.

1 Visit one of our 11 branch locations to open a Teen Access Account. Adult signer and state-issued ID required.

2 Free with direct deposit or $500 average daily balance. $8 with average daily balance of $200 - $499. $10 with average daily balance less than $200.

3 A flat rate and Annual Percentage Yield is paid on all balances of at least $1,000.

4 Dividends are calculated on the actual dollar amount in the account. Dividends are not paid any day the account balance falls below $1,000.