OnPath Credit Union
Checking
Skip the monthly fees and open a checking account as unique as you.
Discover the details about our personal checking accounts
| Features | Teen Access | Student | Regular | Wise Choice | Money Master Checking |
|---|---|---|---|---|---|
| No Minimum Balance |  | | | | |
| Overdraft Protection | | | | | |
| Overdraft Privilege | | | | | |
| ATM/Debit Card | | | | | |
| Online & Mobile Banking | | | | | |
| Mobile Check Deposit | | | | | |
| Account Email, Text Alerts & Notifications | | | | | |
| Check Writing | | | | | |
| Dividends | | |
No monthly service charge fee on regular checking accounts with full direct deposit or a $500 average daily balance. $200 or less, fee is $10; $200-$499 is $8.
A flat APY is paid on all Wise Choice Divident balances of at least $1000.
Money Master dividends are calculated on the actual dollar amount in the account. Dividends are not paid for any day that the balance falls below $1000. While no minimum balance is required, if account balance falls below $1,000, dividends will not be paid.
Student Checking (Share Draft)
Start your financial journey in the right direction.
- For students ages 18 to 25
- $25 to open
- No monthly fee2
Regular Checking
All the right stuff in the right place.
- $25 to open
- No monthly fee with direct deposit2
Wise Choice Checking
A smart option to maintain your financial course.
- For members 50+ years of age
- $25 to open
- No monthly fee
- Paid Dividends3
| Product | Dividend Rate | APY* |
|---|---|---|
| Wise Choice Checking (Up to $999) | 0.00% | 0.00% |
| Wise Choice Checking (1,000+) | 0.25% | 0.25% |
*APY= Annual Percentage Yield. Fees may reduce earnings.
Money Master Checking
Watch your money grow into something spectacular.
- Minimum of $1,000 to open
- No monthly fee
- Earn dividends with an average daily balance of $1,000 or more.4
| Money Master | Dividend Rate | APY* |
|---|---|---|
| $1,000 - $4,999 | 0.10% | 0.10% |
| $5,000 - $9,999 | 0.15% | 0.15% |
| $10,000 - $24,999 | 0.25% | 0.25% |
| $25,000 - $49,999 | 0.30% | 0.30% |
| $50,000 - $74,999 | 0.35% | 0.35% |
| $75,000 - $99,999 | 0.40% | 0.40% |
| Over $100,000 | 0.45% | 0.45% |
*APY= Annual Percentage Yield. Fees may reduce earnings.
* APY = Annual Percentage Yield.
1 Visit one of our 11 branch locations to open a Teen Access Account. Adult signer and state-issued ID required.
2 Free with direct deposit or $500 average daily balance. $8 with average daily balance of $200 - $499. $10 with average daily balance less than $200.
3 A flat rate and Annual Percentage Yield is paid on all balances of at least $1,000.
4 Dividends are calculated on the actual dollar amount in the account. Dividends are not paid any day the account balance falls below $1,000.