OnPath Credit Union
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| Features | Teen Access | Student | Regular | Wise Choice | Money Master Checking |
|---|---|---|---|---|---|
| No Minimum Balance |  | | | | |
| Overdraft Protection | | | | | |
| Overdraft Privilege | | | | | |
| ATM/Debit Card | | | | | |
| Online & Mobile Banking | | | | | |
| Mobile Check Deposit | | | | | |
| Account Email, Text Alerts & Notifications | | | | | |
| Check Writing | | | | | |
| Dividends | | |
No monthly service charge fee on regular checking accounts with full direct deposit or a $500 average daily balance. $200 or less, fee is $10; $200-$499 is $8.
A flat APY is paid on all Wise Choice Divident balances of at least $1000.
Money Master dividends are calculated on the actual dollar amount in the account. Dividends are not paid for any day that the balance falls below $1000. While no minimum balance is required, if account balance falls below $1,000, dividends will not be paid.