OnPath Credit Union

Student Accounts

Picture yourself banking with us.

Student Checking Account (Share Draft)

Start your financial journey in the right direction. Open a specialized student checking account and start learning how to manage your money today.

  • For students ages 18 to 25
  • $25 to open
  • No monthly fee1

1 Free with direct deposit or $500 average daily balance. $8 with average daily balance of $200 - $499. $10 with average daily balance less than $200.

1 Free with direct deposit or $500 average daily balance. $8 with average daily balance of $200 - $499. $10 with average daily balance less than $200.

Why Consider Opening a Student Checking Account?

Almost all transactions are done with a card nowadays; to get a debit card, you need a checking account. Student checking was created to help our younger members with their unique financial needs.

Track Spending

One of the most important things you can do for your financial health is to create a budget. Knowing what needs to be paid and when can help you find places to save. With a student checking account from OnPath Federal Credit Union, you can track spending online and on your cellphone via our mobile app.

Manage Bills

Additionally, you can manage all your monthly payments with our handy bill payment option. Just enter the payee information, and you can manage all your bills in one place.

Financial Education Resource for you

Learn how to manage your money, fix your credit and more with our online resources.

Platinum Student Visa® the build your credit path.

Build your credit and manage your money responsibly with the Student Visa Card. Skip the exorbitant interest rates and expensive annual fees just because you're starting out. At OnPath FCU, we've got your back. 


  • Great for New Credit Card Users with no credit history.
  • Enjoy low rates for everyday purchases
  • Purchase Alerts
  • 25-day grace period on purchases
  • Free fraud monitoring
  • No annual or balance transfer fees

Auto Loans

New, used or refinanced - get great financing before heading into the dealership.

  • Competitive rates
  • Terms up to 84 months
  • Preferred dealer discounts and specials
  • Refinancing available

Learn more about our Auto Loans


Loan TypeRate
New Auto LoansAs low as 3.49% APR*
Used Auto LoansAs low as 4.24% APR*
Promotional Auto Loan**As low as 1.99% APR**

*APR = Annual Percentage Rate. ($20,000 minimum for 72 months) No other discounts apply. Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

** Promotional Auto Loan APR: APR = Annual Percentage Rate. Introductory rate as low as 1.99% APR reflects 36-month term, includes all discounts, and is based on applicant meeting certain credit criteria. Estimated payment is $29.00 per month, per $1,000 based on rate of 1.99% APR. Other terms and conditions may apply. For more details, contact 504.733.7274 or 800.749.6193. Limited time offer. Insured by the NCUA.