OnPath Credit Union

Investments

Start saving for your best life. With options for every budget including Traditional and Roth IRAs, our investments help you carve the financial path of your dreams.

Personal Investments Comparison

FeaturesIRA PassbookIRA Share Certificate IRA Money Master Share Certificate
Minimum Opening Balance$100$1,000$1,000$1,000
DividendsQuarterlyMonthlyMonthlyMonthly
Term LengthN/A6 Months to 5 Years6 Months to 5 Years6 Months to 5 Years
Early Withdrawal Penaltycheckedcheckedchecked
Payroll Deduction/Share Transfer Depositcheckedchecked
Dividends Transferablecheckedchecked
Accumulated Bump-up Rate Availablecheckedcheckedchecked

IRA Passbook

Prepare for your retirement years with an OnPath Federal IRA that earns higher yields on higher balances.

  • Minimum $100 deposit to open
  • No early withdrawal penalty
  • Earn higher yields than a savings account
  • Dividends paid quarterly
  • Move your funds from another financial institution without a fee
  • Flexible contributions may be made through payroll deduction

IRA Share Certificate

Enjoy higher yields for the term of your choice and watch your money grow.

  • Minimum $1,000 deposit to open
  • Earn higher dividend yield than traditional IRA
  • Dividends paid monthly
  • Flexible contributions
  • Great option for long-term financial planning

IRA Money Master

Map your course for the future and be ready for what lies ahead.

  • Minimum $1,000 deposit to open
  • Earn higher dividend yield than traditional IRA
  • Dividends paid monthly
  • Flexible contributions
  • Best option for long-term financial planning

Share Certificate

Earn higher yields with the term of your choice. 

  • Minimum $1,000 deposit to open
  • Earn higher dividend yield than traditional IRA
  • Dividends paid monthly
  • Great option for long-term financial planning

*Early withdrawal penalties may apply if you need to withdraw your money before your deposit term matures (Terms of 6 months to 5 years available).

*OnPath Financial does not provide tax advice; your tax advisor can recommend whether this particular account may be of benefit to you.

*All retirement accounts insured up to $250,000 by the National Credit Union Share Insurance Fund.