OnPath Credit Union

Motorcycle, ATV, and Jet Ski Loans

Do you dream of riding on the open trails with the wind blowing through your hair with reckless abandon? A recreational vehicle can be the perfect way to blow off some steam and get the most amount of fun on your weekends. OnPath Federal Credit Union makes it easier to get a motorcycle, ATV or jet ski loans. Spend less time in an office and more time having fun by qualifying for a loan.


Types of Loans We Offer

You can finance virtually any kind of recreational vehicle, used or new, with OnPath Federal Credit Union. You can enjoy rates for as low as 6.13% APR with a $20,000 minimum for 72 months. You can also attain loans with up to an 84-month term with GAP, payment protection, ancillary products, and warranties.


Benefits of Getting a Motorcycle Loan From a Credit Union

There are plenty of advantages to working with a credit union to get the financing you need. One of the best parts is that you will hear back on a decision within a matter of days. This provides you with peace of mind when you really want a motorcycle or ATV but are worried it could be sold if you are too slow.

You can also get a better rate on a loan if you have a trade-in available. When you go to see what loans you qualify for, just type in the information related to the motorcycle, jet ski or ATV you already own so that you can put it toward a new one.

Lastly, OnPath Federal Credit Union believes you should not have to suffer if unforeseen circumstances prevent you from paying off your loan. You have the option to get Payment protection on your new loan, in case you get injured or ill, the protection will kick in and your loan payments will be taken care of. OnPath FCU also offers GAP insurance to cover the difference of your loan balance with the vehicles current balance in the event it gets totaled or stolen.


Why Choose Us

Before you head over to the dealership, you can see what kinds of loans you qualify for by filling out our online form. Simply type in information related to the vehicle you want to buy, and you will have a better idea of what loans are available to you. OnPath Federal Credit Union believes you should have all the information you need to make an informed decision, and we are here to help you.

*APR = Annual Percentage Rate. As low rate is subject to borrower's credit history, repayment term and collateral. All rates subject to change without prior notification. Rates may be as high as 15.72% - boats; 13.43% - motorcycle/jet ski depending on information obtained from your credit application and credit report. Monthly payment example on motorcycle and jet ski loans per $1,000 borrowed = 84 payments of $14.67 at 6.13% APR. Call 504.733.7274 or 855.749.6193 for details. Membership elegibility applies.

Image Credit:Shutterstock By MAGNIFIER

Drive with Confidence

At OnPath FCU, no matter what happens, we've got you covered.

Help protect your vehicle with the following product accessories:

  • Payment Protection In the event of injury, illness or an unexpected death, payment protection can help ensure repayment of credit, so your loved ones dont have to.
  • Extended Warranty OnPath FCU has partnered with CUNA Mutual Group to offer affordable, comprehensive extended warranty coverage for all vehicle makes and models, giving you greater peace of mind.
  • Gap Insurance If your new vehicle gets stolen or becomes totaled, auto gap insurance will cover the difference between your vehicles actual cash value and your loan balance. As an OnPath FCU member, you will also receive $1,000 toward the purchase of your next vehicle (purchase must take place within 60 days of the date of loss and be financed with OnPath Federal Credit Union).

If youre unsure of which accessories are right for you and your current situation, a dedicated OnPath FCU loan officer can help you find a product suited to your needs.