OnPath Credit Union

What to consider when choosing the car right for you

Shopping for a car can be complicated and time-consuming. It involves balancing your desires with your economic reality, deciding whether to buy or lease, and knowing what the best deal for you is. To make the process efficient and improve your chances of driving away happy, you will need to consider:


Your Needs, Wants and Spending Plan

Your Needs – Think about your transportation requirements. Does your car need to be large enough for a family of five, or small enough to fit in tight city parking spaces; tough enough to haul firewood, or chic enough to drive clients around?

Your Wants – Your desires certainly play a part in the car buying decision. Make, color, options, and style are all important to being happy with your final choice. Read car magazines and websites for ideas.

Your Spending Plan – It is easy to get carried away and end up with a car that is out of your price range and a monthly payment beyond your capacity. Your spending plan, not a salesperson’s opinion, should dictate your decision. Review your income and expenses to see what you have available each month for auto expenses.


Take the confusion out of the auto buying process and check out our auto buying center. Learn more about OnPath FCU auto loans, the buying process and more.