OnPath Credit Union

Our mobile banking experience has changed. If you are using the mobile banking app to log in to the new Mobile Banking System for the first time, you will first need to log in at BeOnPath.org. Download the new OnPath FCU mobile banking app for Apple or Android today.  

If you are logging into the NEW Online Banking system for the first time, you will need to use your current username and be prompted to enter the last 6 digits of your social security number as your temporary password.

Access your accounts no matter where you are.

Get ready for a better Telephone Banking Experience Coming Soon!

We've our Telephone Banking system to give you greater convenience when accessing your account and making simple transactions on your phone. It's secure, easy to use, and available whenever you are, 24/7!
All-new system updates include:
  • NEW speech recognition options
  • Improved language selection
  • Upgraded PIN selection and reset options
  • Updated funds transfer and automatic transfer menu
  • SMS account notifications 

There's nothing you need to do differently. You will continue to dial into the system at 504.733.7274 or 866.749.6193 and select option 1. Dial 800.725.2624 to access the Telephone Banking system directly.

*Telephone Banking System tip: Press pound after entries to expedite telephone banking services.

There are a few steps you will need to take to access your accounts for the first time.

Step 1: When you log in for the first time, you will use your current username and be prompted to enter the last 6 digits of your social security number as your temporary password. 

If you do not remember your username, you can select the "I can't access my account" button to retrieve it. 

Step 2: Review and agree to the new terms and conditions.

Step 3: Create a new password. (See requirements below.) This password will NEVER expire.

Password requirements

  • Must be between [six and 32] characters
  • Must contain at least two of the three following categories:
  • Letters
  • Numbers
  • Any special characters
  • Cannot contain any spaces
  • Cannot contain the username
  • Passwords are case sensitive
  • Passwords do not expire
  • There is no policy about password reuse

Username Requirements 

  • Must be at least six characters long
  • Must contain one letter
  • Can contain letters, numbers, and any of the following special characters: @$*_-=.!~
  • Cannot contain any spaces 

Step 4: Enter your phone number or email to receive a one-time verification passcode.

Step 5: Enter your one-time verification passcode. You will then have the option to register your computer and browser, allowing you to skip the one-time verification process on that device.


Important Dates

June 1st - 8:30am on June 8th - New enrollment (Sign Up) for online and mobile banking will be unavailable as we begin converting to the new system. We advise all new members and/or users to defer enrollment until June 8th as they will be unable to set up NEW online/mobile account access.

June 4th - OnPath FCU's Bill Pay will be unavailable from 1:00pm on June 4th, 2021 until approximately 8:30am on June 8th, 2021

  • Previously scheduled bill payments will be paid as scheduled; however, you'll be unable to schedule, modify or check the status of any payments during the outage. Schedule any payments that will need to be paid between June 4th, and June 8th, in advance of June 4th.
  • This outage is scheduled for ONLINE AND MOBILE PAYMENTS AND TRANSFERS ONLY. You may still make payments by contacting our contact center agents at 504-733-7274.
  • This outage does not impact point-of-sale, Debit, ATM, or Credit Card purchases.

June 7th - Mobile Deposits will be deactivated starting at 4:00pm on June 7th until approximately 8:30am on June 8th

  • Once the upgrade is complete, the existing OnPath FCU Mobile app will be deactivated. You'll be prompted to download the new app upon launching the existing app.
On June 8th, 2021 you will notice our transition to a new Online and Mobile Banking System. This upgrade will require that you make changes to your QuickBooks or Quicken software to ensure a smooth conversion.
The conversion instructions below reference two action dates. Please use the dates provided below:
1st Action Date: June 8th, 2021
A data file backup and a final transaction download should be completed by this date. Please make sure to complete the final download before June 8th since transaction history may not be available after the upgrade.
2nd Action Date: June 9th, 2021
This is the action date for the remaining steps on the conversion instructions. You will complete the deactivation/reactivation of your online banking connection to ensure you get your current Quicken or QuickBooks accounts set up with the new connection.
Conversion Instructions
Quicken - click here
QuickBooks Desktop - click here
QuickBooks Online - click here
Mint - click here
Intuit aggregation services may be interrupted for 3 to 5 business days. Users are encouraged to download a QFX/QBO file during this outage.
  • Quicken Win/Mac Express Web Connect
  • QuickBooks Online Express Web Connect
  • Mint
Please carefully review your downloaded transactions after completing the conversion instructions to ensure no transactions were duplicated or missed.

Why is the OnPath FCU Digital banking experience changing? We have upgraded to a new OnPath FCU Digital banking provider so we can provide a more powerful and personalized experience with innovative new features and tools.

When will the change take place? The new upgrade will go live on Tuesday, June 8th, 2021 at approximately 8:30am. 

What is different about the new OnPath FCU Digital banking solution? The new OnPath FCU Digital banking solution will include several enhancements and new features, including:

  • A seamless, personalized banking experience
  • Quicker access to key features, making it easier to find the information and tools you need
  • Financial wellness tools to help you set goals, manage budgets, and more
  • The ability to securely communicate with a banker via live chat
  • A robust mobile app allowing you to deposit checks, get cash from an ATM, manage receipts, and more

Will I be able to view recent transactions, pay bills, and set reminders with the new system? Yes. The new navigation and screen flows will provide a more user-friendly experience making it easier than ever to find the information and tools you need to manage your money.

Will I have to update my mobile app? Yes. On June 7th, 2021 the existing mobile banking app will be removed from the app store. On June 8th, 2021, you will be prompted to download the new app upon launching your existing app. You can also go to the App Store or Google Play and search OnPath FCU to download the new app.  

Why am I not receiving important information, such as scheduled upgrade dates? We may have outdated contact information for you on file. You can make sure we have your correct information in three ways. Log into Online Banking, go to the settings tab, click the profile section, select address or email and phone number to make changes, click save to keep changes.  You can also contact us at (504) 733-7274  or send an email to memberservice at beonpath dot com to confirm and/or update your contact information with us.

Do I need to re-enroll in OnPath FCU Digital Banking? You do not need to re-enroll in OnPath FCU Digital Banking; however, there are some steps you will need to take to access your accounts. Please see, Logging in to the new system for the first time for answers. 

How do I view my statements? If you have already enrolled in online statements, once you log in to the new system, you will be able to easily access past and current statements from the navigation, by selecting additional services in the menu bar. If you have not yet enrolled in online statements, you can do so by selecting additional services and clicking on online statements.  

Will bill pay information be converted to the new system? All bill pay information, including payees and payment history, will convert to the new system. You will not need to re-enter your information. However, we suggest that you schedule any payments that will need to be paid between June 4th, 2021, and June 8th, 2021 in advance. Bill pay will not be available as we upgrade to the new system.

For added peace of mind, you may want to print a list of your payees, including payment amounts and due dates, so you can easily verify them in the new system.

Who can I pay using bill pay? You can send payments to any individual or business in the United States—including large companies and small companies, as well as individuals such as childcare providers or family members. Bill pay sends payments electronically whenever possible. If the recipient cannot receive electronic payments, a check will be printed and sent from the bill pay system to the payee address you provided during the payee setup process.

What bills can I not pay with bill pay? You cannot use bill pay to pay any company or individual with an address outside the United States or its territories.

Are my payments guaranteed? We guarantee that your payments are protected and will be sent on time, every time. If we fail to process an adequately scheduled bill payment following your instructions, we will reimburse any late charges assessed by the biller. Learn more about our payment guarantee.

What happened to Trends? With the new online banking, trends will be replaced with a new Money Management Tool.