OnPath Credit Union

Privacy Policy

Digital Privacy Policy
OnPath FCU's mobile applications periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, also to locate the nearest branch and/or ATM, and to provide location-based messages, offers and interactions but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permissions at any time in their device settings.

What does OnPath Financial Federal Credit Union do with your personal information?

What does OnPath Federal Credit Union do with your personal information?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Credit history and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons OnPath Financial Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Reasons we can share your personal informationDoes OnPath Federal Credit Union share?Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo

For our marketing purposes - to offer our products and services to you

YesNo

For joint marketing with other financial companies

YesNo

For our affiliates' everyday business purposes— information about your transactions and experiences

NoWe don’t share

For our affiliates' everyday business purposes— information about your creditworthiness

NoWe don’t share

For our affiliates to market to you

NoWe don’t share

For nonaffiliates to market to you

NoWe don’t share

Who We Are

Who We Are
Who is providing this notice?OnPath Federal Credit Union

What We Do

What We Do

How does OnPath Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does OnPath Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or provide account information
  • apply for a loan or use your credit or debit card
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes— information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

TermDefinitition

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • OnPath Federal Credit Union does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • OnPath Federal Credit Union does not share with nonaffiliates so they can market to you.

Joint marketing 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial and insurance companies.

Questions? Call 504.733.7274 or toll-free 800.749.6193.

View our full Privacy Policy HERE