OnPath Credit Union

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Don't hide from your dreams of home ownership! Let our knowledgeable and LOCAL mortgage experts work out the details to guide you home. Whether you are looking to buy a home for the first time or upgrade to a bigger one, you can count on us to help you gain access to the funds you need.

First-time Mortgages

Purchasing your first home can be confusing. Luckily, the OnPath Federal Credit Union Mortgage team helps first-time home buyers make important decisions with confidence.

  • No Money Down Options
  • No Private Mortgage Insurance (PMI) Options
  • Easy Pre-qualification
  • Expedited Mortgage Process
  • Quick Decision Making

Home Refinancing

Not happy with your current mortgage rate and terms? Tap into a fresh start with OnPath Federal Credit Union. Get on track with quick refinancing options to keep more money in your pockets.

  • No Application Fees
  • Fast Funding
  • Quick decision making

New Construction /  Land Loans

Ready to build a house? OnPath Federal Credit Union can help you get there. We have provided New Orleans area residents with new construction, new renovation loans and, land loan financing since 1961. Let our local lending experts guide you through the process.

  • Easy Pre-qualification
  • Expedited Mortgage Process
  • Quick Decision Making

Home Equity Line of Credit (HELOC)

No matter if it's adding an extra room for your growing family, consolidating debt, or paying for college expenses, OnPath FCU has the right HELOC for you.

  • Fast and Easy Application Process
  • Minimum Loan amount $25,000 

Professionals Mortgage

You've worked hard to achieve success and you deserve a mortgage that fits your needs. Our Professionals Mortgage is designed for physicians, dentists, orthodontists, pharmacists, optometrists, engineers, riverboat pilots, etc., who will soon be finishing their training or have practiced for less than one year and are looking to buy a new home.

  • Newly licensed Medical Residents may be eligible
  • Future/projected Income may be considered under certain circumstances (purchase only)
  • Minimum 720 FICO score required
  • Multiple Loan Options available
  • Purchase and Refinance transactions available
  • Low down payment options
  • Primary Residences only
  • Single-family homes, condos, PUDs and modular homes only
  • Lender and borrower-paid mortgage Insurance allowed

Mortgage Experts

Our Mortgage Lending Experts are experienced, knowledgeable and most importantly, local. Simplifying the process and making sure your mortgage is processed as quickly as possible is our priority. Click an image below to meet our team.

As the Vice President of Commercial Lending for OnPath Federal Credit Union, I strive to help members with financing needs of all shapes and sizes.  Our team’s passion is to excel at member service in order to deliver the best Commercial Lending and Business Banking experience in the market.

Daniel.russo at beonpath dot com

As Senior Mortgage Loan Officer, I help ensure our personalized banking is in a one-on-one setting where we work together to find the best solution for you and your family. I believe that my positivity and enthusiasm is the fuel that propels my goal of excellence in member services.

Hollie.kratzberg at beonpath dot com

Being a Mortgage Loan Officer, I understand the value of keeping you on a successful and long homeownership track. We believe that financial freedom builds communities. We do this—one client at a time.


I got in the mortgage business because I want to help customers to become a homeowner and reach their American dream.  For the past three decades I have made sure my customers come first.  I am fluent in Spanish and look forward to introducing the OnPath FCU experience to the entire community.

maria.gutierrez at beonpath dot com
sarah.dileo at beonpath dot com