OnPath Credit Union

UNIQUE MORTGAGE SOLUTIONS CREATED JUST FOR YOU

Don't hide from your dreams of home ownership! Let our knowledgeable and LOCAL mortgage experts work out the details to guide you home. Whether you are looking to buy a home for the first time or upgrade to a bigger one, you can count on us to help you gain access to the funds you need.

Get Started in 60 Seconds Here!

Home Refinancing

Not happy with your current mortgage rate and terms? Tap into a fresh start with OnPath Federal Credit Union. Get on track with quick refinancing options to keep more money in your pockets.

No Application Fees
Fast Funding
Quick decision making

Apply Online for a mortgage

New Construction / Land Loans

Ready to build a house? OnPath Federal Credit Union can help you get there. We have provided New Orleans area residents with new construction, new renovation loans and, land loan financing since 1961. Let our local lending experts guide you through the process.

Easy Pre-qualification
Expedited Mortgage Process
Quick Decision Making

Apply Online for a mortgage

Home Equity Line of Credit (HELOC)

No matter if it's adding an extra room for your growing family, consolidating debt, or paying for college expenses, OnPath FCU has the right HELOC for you.

Fast and Easy Application Process
Minimum Loan amount $25,000

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Professionals Mortgage

You've worked hard to achieve success and you deserve a mortgage that fits your needs. Our Professionals Mortgage is designed for physicians, dentists, orthodontists, pharmacists, optometrists, engineers, riverboat pilots, etc., who will soon be finishing their training or have practiced for less than one year and are looking to buy a new home.

Newly licensed Medical Residents may be eligible
Future/projected Income may be considered under certain circumstances (purchase only)
Minimum 720 FICO score required
Multiple Loan Options available
Purchase and Refinance transactions available
Low down payment options
Primary Residences only
Single-family homes, condos, PUDs and modular homes only
Lender and borrower-paid mortgage Insurance allowed

Apply Online for a mortgage

Mortgage Experts

Our Mortgage Lending Experts are experienced, knowledgeable and most importantly, local. Simplifying the process and making sure your mortgage is processed as quickly as possible is our priority. Click an image below to meet our team.

As Mortgage Operations Manager, I help ensure our personalized banking is in a one-on-one setting where we work together to find the best solution for you and your family. I believe that my positivity and enthusiasm is the fuel that propels my goal of excellence in member services.

NMLS#: 1520762

Phone: 504.648.2064

Email: Hollie.kratzberg at beonpath dot com

Apply online with Hollie Apple Kratzberg

As a Mortgage Loan Officer, along with my extensive knowledge of banking, I am here to help with any home financing. Whether you are purchasing your first home, refinancing, building your dream home, downsizing, or anything in between, I am here to walk with you on your journey.

NMLS#: 1992532

Phone: 504.276.5294

Ashley.Broyard at beonpath dot com

Apply online with Ashley Broyard

"Se Habla Espanol"

I got in the mortgage business because I want to help customers to become a homeowner and reach their American dream. For the past three decades, I have made sure my customers come first. I am fluent in Spanish and look forward to introducing the OnPath FCU experience to the entire community.

NMLS#: 788062

Phone: 504-908-7048

Email: maria.gutierrez at beonpath dot com

Apply Online with Maria E. Gutierrez

As Senior Mortgage Loan Officer, I help ensure our personalized banking is in a one-on-one setting where we work together to find the best solution for you and your family. I believe that my positivity and enthusiasm is the fuel that propels my goal of excellence in member services.

NMLS#: 297925

Phone: 504.909.3790

Email: melissa.celestin at beonpath dot com

Apply online with Melissa Celestin

Working as a Mortgage Loan Officer in the Gulf South fulfills me. Helping our members achieve their goal of homeownership and investing in their future drives me to give 100% and do everything that I can to get to the closing table. Call or email me to start your mortgage application; your future starts now!

NMLS#: 2429600

Phone: 504.215.8153

Email: Garrett.Foster at beonpath dot com

As a Mortgage Loan Officer, it is my passion to help people achieve their dreams of owning a home. It’s an incredibly rewarding experience to see my clients’ excitement when they receive the keys to their new property. Give me a call or email me to get started on your Mortgage application!