Personal checking

Rewards High Yield Checking

Get paid on the money you keep in your account.

OnPath CU High Yield Checking pays you on the balances you don’t spend. The more you save every month, the more you earn, it's just that simple.

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Rewards Cash Back Checking

Earn 5% cash back* on purchases and put your money to work.

From groceries and gas, to fishing tackle and gear, turn your everyday debit card purchases into cash back in your pocket!

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Forward Checking

For our members who want to avoid the chance of overdraft fees on their accounts.

With an OnPath CU Forward Checking Account, you will never be charged overdraft fees or NSF fees on items that do not clear. PLUS if your average daily balance per monthly billing cycle is $500 or more, the $6.95 statement cycle fee will be waived.

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Rise Checking

For members who need a fresh financial start, rise to banking better with OnPath Rise checking.

This account will help you get back on track and rebuild your banking history with access to an ATM / Debit card and online and mobile banking so you can easily access and stay connected to your account activity. After 12 months of keeping your account in good standing, you can be transferred to a regular checking account. $100 Courtesy Pay Limit after 60 days of account usage and review, $300 after 6 months. Limit changes are based on approval after review.

Disclosures

*For all Rewards accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for the monthly qualification cycle. To meet the minimum qualification requirements, you must: 1) make 15 Debit card purchases that post and settle your account; 2) sign on to online or mobile banking at least one time; 3) be enrolled in and receive e-statements. The monthly qualification cycle is defined as one day prior to the first banking day of the current statement cycle through one day prior to the last banking day of the current statement cycle. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account’s reward. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit cards not issued by our credit union. For Rewards Cash Back accounts, you will receive 5.00% cash back on up to $200.00 in PIN-based/signature-based debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle, up to a maximum of $10.00. In addition, we will refund up to $10.00 in ATM fees assessed at nationwide ATMs we do not own or operate. ATM refunds will be paid on the last business day of the month. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle, you will not earn a cash back reward and ATM fees will not be refunded to you.

The Rewards High Yield Checking account is a tiered rate account. If you meet the minimum qualification requirements for your Rewards High Yield Checking account during the monthly qualification cycle, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply to daily balances of $10,000.99 and below. The second dividend rate and annual percentage yield listed for this account will apply to daily balances of $10,001.00 or greater. Each dividend rate will apply only to that portion of the daily balance within each balance range. In addition, we will refund up to $10.00 in ATM fees assessed at nationwide ATMs we do not own or operate. ATM refunds will be paid on the last business day of the month. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle for the Rewards High Yield account, the third dividend rate and annual percentage yield as listed in the Rate Schedule will apply to the entire balance in your High Yield account and ATM fees will not be refunded to you. account and ATM fees will not be refunded to you.

Go to www.beonpath.org to view the current Monthly Statement Qualification Cycle.

Rates may change after account is opened.