OnPath Credit Union

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Earn 5.25% APY with a 6-Month Share Certificate!*

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*APY=Annual Percentage Yield. Terms & conditions apply. See below for full details.

Share Certificate Rates

Share Certificate Rates

TermAPY*
3 Months2.00%

6 Months

5.25%

12 Months

5.00%

18 Months4.10%
24 Months4.15%
36 Months4.20%
48 Months4.25%
60 Months4.30%

72 Months

4.35%

*APY=Annual Percentage Yield. Offer valid for a limited time only and subject to change without notice. $1,000 minimum deposit required. Early withdrawal penalties may apply. Rate and term apply. OnPath Federal Credit Union does not provide tax advice; your tax advisor can recommend whether this account may be of benefit to you. Member will have 10 days from the maturity date to modify term, change deposit amount, or withdraw without penalty. Other terms and conditions may apply. All retirement accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund. For more information, contact 504-733-7274 or visit BeOnPath.org.  Federally Insured by the NCUA.

IMPORTANT NOTE – Early withdrawal penalty of 3% of the current balance. Example - a balance of $100,000 will be charged $3,000 or a balance of $5,000 will be charged $150.

 

All deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund. For more information, contact 504-733-7274 or visit BeOnPath.org.  Federally Insured by the NCUA.

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Wealth Builder Savings

Wealth Builder Savings

AmountDividend RateAPY*
$1,000 - $99,9991.00%1.00%
$100,000 - $249,9991.24%1.25%
$250,000 - $499,9991.49%1.50%
$500,000 +1.98%2.00%

*APY= Annual Percentage Yield. Fees may reduce earnings.

All deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund. For more information, contact 504-733-7274 or visit BeOnPath.org.  Federally Insured by the NCUA.

Loan Rates

Credit Cards

Credit Cards

Loan TypeBeginning APR*
Platinum Signature Visa17.50% - 17.95%
Platinum Rewards and Student Visa16.50% - 17.95%
Platinum Low Rate Visa13.15% - 17.50%
Platinum Secured Visa17.95%

*APR=Annual Percentage Rate. NEW VISA cardholders are eligible to receive 4.99% APR on all balance transfers and purchases for six (6) months from account opening on all purchases done within the 1st 60 days. Once transferred balance is paid and/or at the end of the six (6)-month purchase/promotion period, APR will revert to variable rate between 8.15% and 17.95% based on credit worthiness and WSJ Prime rate. Offer not valid on secured credit cards, student credit cards, or current card balances held with OnPath FCU. Membership eligibility applies. Terms and conditions subject to change without notice. Visit BeOnPath.org, or call 504.733.7274 for details. Federally insured by the NCUA.

**Rewards, Cash Back and Signature Travel Perks only valid on select OnPath FCU Visa Cards.

Mortgages

Mortgages

ProductLoan to ValueBeginning Rate
Land70%

Contact Mortgage Department

Home Equity Line of CreditUp to 100%

Contact Mortgage Department

Construction Loan80%

Contact Mortgage Department

Conventional MortgageUp to 95%

Contact Mortgage Department

Jumbo Mortgage

Contact Mortgage Department

Contact Mortgage Department

Fixed Rate Second MortgageUp to 100%

Contact Mortgage Department

Automobiles

Automobiles

Loan TypeRate
New and UsedAs low as 6.64%*

*APR = Annual Percentage Rate. ($20,000 minimum for 72 months) No other discounts apply. Up to 84-month term allowed with ancillary products, payment protection, GAP and/or warranty. $95 loan processing fee applies. 

 

 

 

Motorcycles, ATVs & Jet Skis

Motorcycles, ATVs & Jet Skis

Loan TypeRate
New and Used VehiclesAs low as 9.38% APR*

*APR = Annual Percentage Rate. ($20,000 minimum for 72 months) No other discounts apply. Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

Boats & RVs

Boats & RVs

Loan TypeRate
New and Used Boats and RVsAs low as 9.98% APR*

*APR = Annual Percentage Rate. ($20,000 minimum for 72 months) No other discounts apply. Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

General Secured

General Secured

Loan TypeRate
New and Used

As low as 11.99%

Personal Loans

Personal Loans

ProductTermAPR*
Signature Loans24 Months12.95%
36 Months13.50%
60 Months15.00%
Stretch Loan LOC12.00%
Credit Enhancement Loan17.95%
Borrow and Save17.95%
Debt ConsolidationAs Low As13.00%
Wheels to Work17.95%

* APR = Annual Percentage Rate. "As low as rate" is subject to borrower's credit history, repayment term and collateral. Rates are subject to change without prior notice and may be different than stated above.

Federally insured by the NCUA. Call 504.733.7274 or 800.749.6193 for details.

 

Savings & Checking Rates

Savings & Club Accounts

Savings & Club Accounts

ProductMinimum BalanceDividend RateAPY*
Savings ($0.00 -$200)$5.000.00%0.00%
Savings ($201 -$1,000)$5.000.01%0.01%
Savings ($1,001- $5,000)$5.000.05%0.05%
Savings ($5,001 - $10,000)$5.000.10%0.10%
Savings ($10,001 - $50,000)$5.000.15%0.15%
Savings ($50,000+)$5.000.20%0.20%

*APY= Annual Percentage Yield. Fees may reduce earnings.

Money Master Accounts

Money Master Accounts

Money MasterDividend RateAPY*
$1,000 - $4,9990.10%0.10%
$5,000 - $9,9990.15%0.15%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.30%0.30%
$50,000 - $74,9990.35%0.35%
$75,000 - $99,9990.40%0.40%
Over $100,0000.45%0.45%

*APY= Annual Percentage Yield. Fees may reduce earnings.

Health Savings Accounts

Health Savings Accounts

Health Savings AccountsDividend RateAPY*
$1,000 to $5,0000.15%0.15%
Up to $10,0000.20%0.20%
Up to $20,0000.25%0.25%
Up to $50,0000.30%0.30%
Up to $75,0000.50%0.50%
Up to $100,0000.55%0.55%
Over $100,0001.00%1.00%

*APY= Annual Percentage Yield. Fees may reduce earnings.