OnPath Credit Union

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Savings Rates

Share Certificate Rates

Share Certificate Rates

TermAPY*

6 Months

4.25%

12 Months

5.00%

18 Months4.10%
24 Months4.00%
36 Months3.50%
48 Months3.50%
60 Months3.50%

General Share/Savings Accounts

General Share/Savings Accounts

AMOUNTMinimum BalanceDividend RateAPY*
($0.00 - $2,499.99)$5.000.10%0.10%
($2,500.00 or greater)$5.000.15%0.15%

*APY= Annual Percentage Yield. Fees may reduce earnings.

Christmas Club Account

Effective Date: Saturday, July 20, 2024

*APY= Annual Percentage Yield. Fees may reduce earnings.

High-Yield Money Market

Effective Date: Saturday, July 20, 2024

High-Yield Money Market

AMOUNTDIVIDENDAPY*
0 - $999.990.00%0.00%
$1000 - $9999.990.20%0.20%
$10,000 - $49,999.990.30%0.30%
$50,000+0.40%0.40%

*APY= Annual Percentage Yield. Fees may reduce earnings. Dividends are paid monthly.

Investments

IRA & Roth IRA Passbook

IRA & Roth IRA Passbook

AMOUNTDIVIDEND*APY*
All balances $0.00 or greater0.50%0.50%

Loan Rates

Personal Loans

Personal Loans

ProductTermAPR*
Signature LoansUp to 72 months*As low as 9.50%*
Credit Enhancement Loan17.95%
Debt ConsolidationAs low as 9.5%*

* APR = Annual Percentage Rate. "As low as rate" is subject to the borrower's credit history, repayment term, and collateral. Rates are subject to change without prior notice and may be different than stated above. Rates may be as high as 18% depending on the information obtained from your credit application and credit report.

Federally insured by the NCUA. Call 504.733.7274 or 800.749.6193 for details.

Credit Cards

Credit Cards

Loan TypeBeginning APR*
Platinum Signature Visa17.50% - 17.95%
Platinum Low Rate Visa13.15% - 17.75%
Platinum Secured Visa17.95%

*APR=Annual Percentage Rate. NEW VISA cardholders are eligible to receive 4.99% APR on all balance transfers and purchases for six (6) months from account opening on all purchases done within the 1st 60 days. Balance transfer eligible on Low-Rate and Signature cards only. Once the transferred balance is paid and/or at the end of the six (6)-month purchase/promotion period, APR will revert to a variable rate between 13.15% and 17.95% based on creditworthiness and WSJ Prime rate. Offer not valid on secured credit cards, student credit cards, or current card balances held with OnPath FCU. Membership eligibility applies. Terms and conditions are subject to change without notice. Visit BeOnPath.org, or call 504.733.7274 for details. Federally insured by the NCUA.

**Signature Travel Perks are only valid on select OnPath FCU Visa Cards.

General Secured

General Secured

TYPEAPY*
New and UsedAs Low As 8.99%

Mortgages

Mortgages

ProductLoan to ValueBeginning Rate
Land70%

Contact Mortgage Department

Home Equity Line of CreditUp to 100%

Contact Mortgage Department

Construction Loan80%

Contact Mortgage Department

Conventional MortgageUp to 95%

Contact Mortgage Department

Jumbo Mortgage

Contact Mortgage Department

Contact Mortgage Department

Fixed Rate Second MortgageUp to 100%

Contact Mortgage Department

Automobiles

Automobiles

Loan TypeRate
New and UsedAs low as 6.49%*

*APR = Annual Percentage Rate. As low as rate subject to change and based on individual credit worthiness. No other discounts apply. Up to 96-month term allowed with ancillary products, payment protection, GAP and/or warranty. $95 loan processing fee applies. $20,000 minimum for 72 months, $25,000 minimum for 84 months, and $50,000 minimum for 96 months.

Motorcycles, ATVs & Jet Skis

Motorcycles, ATVs & Jet Skis

Loan TypeRate
New and Used VehiclesAs low as 8.99% APR*

*APR = Annual Percentage Rate. ($20,000 minimum for 120 months) Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

Boats & RVs

Boats & RVs

Loan TypeRate
New and Used Boats and RVsAs low as 8.99% APR*

*APR = Annual Percentage Rate. ($20,000 minimum for 120 months) Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

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