OnPath Credit Union

Boat & RV Loans

RV Overlooking a Mountain and Lake | Boat Loan
Types of Loans We Offer

Both RV and boat loan rates with OnPath FCU are competitive. You can qualify for rates as low as 8.99% APR with a $20,000 minimum for 120 months. You can be eligible for terms of up to 84 months for payment protections, GAP coverage, warranties, and ancillary products. With these boat & RV loan rates, you can finally purchase that vehicle you have had your eye on without spending a fortune in the long run.

Benefits of Getting a Boat & RV Loan From OnPath Federal Credit Union

One of the greatest advantages of getting a loan through OnPath Federal Credit Union is that you have protection. We offer GAP insurance to protect you if unforeseen circumstances arise. Over the course of the loan, your boat or RV may become totaled or stolen. With our GAP policy, we can help cover the remainder of the loan term.

When you choose us for a loan, you can expect to hear a decision regarding boat financing within a matter of days as opposed to weeks. We work quickly to process your information, so you know what you qualify for promptly. You are probably itching to take your boat for a spin, so spend less time with us and more time on your new adventures.


Why Choose Us

Before you head over to the dealership, you can see what kinds of loans you qualify for by filling out our online form. Simply type in information related to the vehicle you want to buy, and you will have a better idea of what loans are available to you. OnPath Federal Credit Union believes you should have all the information you need to make an informed decision, and we are here to help you.

*APR = Annual Percentage Rate. As low as rate is subject to borrower’s credit history, repayment term and collateral. All rates subject to change without prior notification. Rates may be as high as 17.95% depending on information obtained from your credit application and credit report. Estimated payment is $82.96 per month, per $5,000 based on rate of 5.48% for 72 months and a $95 loan fee. Other terms and conditions apply. Membership eligibility applies. Federally insured by the NCUA. Call 504.733.7274 or 855.749.6193 for details.

Drive with Confidence

At OnPath FCU, no matter what happens, we've got you covered.

Help protect your vehicle with the following product accessories:

  • Payment Protection - In the event of injury, illness, loss of job, or an unexpected death, payment protection can help ensure repayment of credit, so your loved ones don't have to.
  • Extended Warranty - OnPath FCU has partnered with Route 66 to offer affordable, comprehensive extended warranty coverage for a variety of vehicle makes and models, giving you greater peace of mind.
  • Gap Insurance - If your new vehicle gets stolen or becomes totaled, auto gap insurance will cover the difference between your vehicle's actual cash value and your loan balance. As an OnPath FCU member, you will also receive $1,000 toward the purchase of your next vehicle (purchase must take place within 60 days of the date of loss and be financed with OnPath Federal Credit Union).

If you are unsure of which options are right for you and your current situation, a dedicated OnPath FCU loan officer can help you find a product suited to your needs. Contact us today at 504.733.7274 / 800.749.6193 or email us at memberservice at beonpath dot com.