Get the loan you need, for what you want

Our personal loans come with low rates, no hidden fees, and flexible terms. Whether it's debt consolidation or an emergency, we've got you covered.

    Signature loans

    Signature loans

    Flexible personal loans for anything life throws your way.

    Our personal loans give you the chance to borrow up to $35,000 with no hidden fees and low rates—perfect for home improvements, vacations, or unexpected expenses.

    How this loan helps you

    • Borrow up to $35,000
    • No fees or prepayment penalties
    • Low, fixed interest rates
    • Fast funding—get approved quickly

    What you’ll need to qualify

    • Proof of income required
    • Credit check and financial review
    • Must be a member of OnPath
    • Minimum loan amount: $1,000
    Lines of credit

    Line of credit

    Borrow only what you need, when you need it

    Whether it’s a surprise bill or planned project, our line of credit gives you financial flexibility. With low rates and flexible terms, accessing funds is as easy as it gets.

    How this loan helps you

    • Revolving access to funds when needed
    • Only pay interest on the funds you use
    • Flexible repayment terms
    • Perfect for managing cash flow or unexpected expenses

    What you’ll need to qualify

    • Proof of income required
    • Good credit history preferred
    • Must be a member of OnPath Credit Union
    • Credit review may be necessary

    What sets our personal loans apart?

    Lending solutions designed to simplify life and support your financial goals.

    Low rates, no hidden fees

    Get competitive interest rates without hidden fees or penalties.

    Fast approval

    Get approved quickly, so you don’t have to wait for the funds you need.

    Flexible terms

    Choose loan terms that fit your budget and financial situation

    Member-focused

    We put our members first, offering personal service and support.

    Frequently asked questions

    Members should log into the OnPath Mobile App or the full Online Banking experience via our website (BeOnPath.org). If logging into the app, please look in the main navigation menu for more and then VISA CARD CONTROLS. If using the Online Banking Experience click on the VISA CARD CONTROLS tile that is across the top of the screen.

    Once you reach the portal, you will see your reward points. You will need to click on the NUMBER of points (not the word rewards) to access the redemption portal. 

    visarewards1

    Once you click on the number of points, you will be redirected to the Rewards Site, or you should click on the word "click here". If you are not reaching the site, please make sure your device does not have a pop-up blocker enabled. 

    visarewards2

    You will then be able to redeem rewards such as merchandise, travel points or cash. Also keep in mind that to redeem points you must have accumulated a minimum of 2500 Points in order to redeem any points. 

    visarewards3

     

    The OnPath CU routing number is 265075087. This number is most often requested as part of direct deposit or auto draft set ups, and typically precedes your member number.

    You know the why,
    we know the way.

    Open an account