SMASH

Your 2026 Savings Goals with

4.20% APY*

Starting October 1, 2026 earn more with our new Certificate of Deposit special. This limited-time offer with a 4.20% APY* allows your money to grow significantly with a guaranteed rate. Lock in this excellent return and watch your money work harder for you.

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Promotional share certificates

Earn a higher rate with our 22 month promotional share certificate.

Why choose share certificates?

  • Guaranteed growth with fixed rates
  • 22 month term
  • Higher returns than other similar share certificates
  • Insured savings for added security
  • Competitive APY rates for all terms
  • Low $1,000 minimum balance

What makes it right for you?

  • Earn more on funds you don’t need immediately
  • Reliable savings with minimal risk
  • Secure, insured growth for added peace of mind
  • A limited-time rate that far exceeds industry standards

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Why Choose OnPath's Promotional CD?

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Exceptional 4.20% APY*

Lock in our limited-time 4.20% APY* on a Promotional Share Certificate. Your money earns a guaranteed fixed return for 22 months.  Secure this exclusive rate before this offer ends.

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Two Easy Ways to Open

Open your 4.20% APY* CD online in minutes through secure digital banking or visit any OnPath branch to work with a local team member who can provide guidance and answer questions.

security

Federally Insured by NCUA

Your deposits are protected by NCUA insurance up to $250,000. Grow your savings with complete confidence knowing your funds are safe and secure.

Disclosures

*Promotional Share Certificate Annual Percentage Yield (APY) is based on an investment as of October 1, 2026, for a 22-month term, at 4.20% APY Share Certificate rate. A $1,000 minimum deposit is required to open the Share Certificate. Early withdrawal penalties and fees apply and may reduce earnings. At maturity, this Share Certificate will renew to the Standard Share Certificate at the closest term, not to exceed the existing term at the current rate unless specified by the primary account holder. This offer may be ended or extended at OnPath Credit Union's discretion. Other terms and conditions apply. Membership eligibility applies. Deposits are federally insured by the NCUA.