Special financing for
First Time Homebuyers
Picture a place that's uniquely yours. Your vision, your style, your home. Our First Time Homebuyer Program makes homeownership accessible and affordable, requiring as little as 3% down for those looking to buy their first home. It's more than a loan, it's your first step into a house that’s truly yours.
What we offer
Exclusive perks for First Time Homebuyers
97% Financing
Traditional mortgage lenders require you to pay 5-20% of the house's purchase price upfront. With the First Time Homebuyer program, you only pay 3%*.
No PMI
The reason people put 20% down is to avoid paying private mortgage insurance (PMI) fees. With the First Time Homebuyer Program, you can skip the fee without needing a ton of cash upfront.
Low fixed rates
Unlike a bank, our profits go right back to you in the form of better rates and lower fees.
Pathways to Homeownership Grant
The Pathways to Homeownership Grant provides financial assistance to qualified first-time homebuyers who need a little extra help making homeownership a reality, helping cover essential costs such as down payments, closing fees, and related expenses that often present barriers to entry.
Elevate your home buying experience with expert advice
You don't have to buy to try to figure out how to buy the home you love alone. Move forward along your home buying journey with confidence and avoid the most common home buyer mistakes.