Why choose OnPath for your HELOC?
We're a community credit union that puts your financial success first.
Let us guide you down the path of FINANCIAL FREEDOM.
Borrow at lower rates
Leverage your home's equity with competitive rates, far lower than credit cards, and flexible terms designed to save you money over the life of your line of credit.
Flexible repayment options
Use what you need, take up to 15 years to repay, and count on our team for expert guidance throughout your borrowing journey.
Use funds your way
Whether it's for home improvements, consolidating debt, or just have a safety net for unexpected expenses, you decide how to use your HELOC funds when you need them.
Trusted by thousands homeowners for smart borrowing
“Within 10 minutes of completing an auto loan application, a loan specialist called and told me I was approved.”
“I am a down-home guy from the River Region and I wanted to do business with someone with that same perspective. I found that with the Credit Union.”
“Banking with the Credit Union feels personal. It’s a small bank feel, even though they aren’t that small. They offer so many beneficial services and workshops to their members.”
"Our loan experience with the Credit Union exceeded the already high expectation we had. Whenever we had a question about anything, they always had the answer. It was such a relief to know we were in great hands and would HIGHLY recommend them to anyone for the first-time homebuyer program, or any loan for that matter!"
…
"Great service. I got a home equity loan to do some remodeling without leaving my recliner."
"This was my first 'solo' home buying experience, and I could not have fathomed being connected to a better lender. Nothing about the process felt transactional; they weren't just interested in 'closing the loan,' they were concerned about my overall financial wellbeing. The Framework Homebuyers class was literally a masterclass in …
"After two loans and a new car, the Credit Union has always been helpful, caring and considerate. None of this would be possible without you."
"We chose the Credit Union to finance our new truck because of their historically great rates and excellent customer service. We were able to take advantage of several discount perks to get a great interest rate!"
"Being a business partner with the Credit Union has some major perks not only for employees, but for our business as well. All Evonik employees get great benefits and rewards just for being a member, with no fees or anything."
"The Credit Union has taught us at Gateway Ford how to save for our future."
"The Credit Union helped me make my dream of opening a Sweet Rolls become a reality. Other banks looked at me like ‘How are you going to do this? You don't know what you're doing.’ They didn't have any faith in me. They viewed me as an entrepreneur and helped me every step of the way."
"The credit union saves me time. My time is important. It’s the best thing I can give to my family."
"I feel safe with the Credit Union. When there was an unauthorized charge on my account, they texted me, called me, locked my account and launched a full investigation. My definition of protecting and serving! They are ??."
"I feel secure banking at the Credit Union."
"My dog Athena needed emergency surgery, but I didn't have the money to pay for it. The Credit Union approved me for a loan and the cash was in my account the same day. Without their help, I don't know what would've happened to her."
"Any need I have, the Credit Union takes care of it. Their customer service is number one."
"I've been with the Credit Union for three years. I won't bank with anyone else."
"The Credit Union is always reliable. They help get me what I need and treat me like family."
"I love my credit union. They are personable. They know me."
"For years, the Credit Union has been my choice for a variety of banking needs."
"I legit thought I was lost without a answer to getting my home repaired after hurricane Ida. Until crossed paths with Ashley Broyard and Onpath Credit Union. They were the Hail Mary pass I took and they came through for me with flying colors. I would be so lost without their help. Ashley Broyard is the best. Kind. Caring. …
"The mortgage team at OnPath cannot be topped. My loan officer made the process so smooth and simple and as painless as can be. Even my real estate agent commented to me about how easy it was to work with OnPath. If you're looking for the best place to get a mortgage, OnPath is the place."
“A los 10 minutos de completar una solicitud de préstamo para automóvil, un especialista en préstamos me llamó y me dijo que había sido aprobada.”
“Soy un chico sencillo de la Región River y quería hacer negocios con alguien con esa misma perspectiva. Lo encontré en OnPath Credit Union.”
“Realizar operaciones bancarias con OnPath Credit Union se siente personal. Es la sensación de un banco pequeño, aunque no son tan pequeños. Ofrecen muchos servicios y talleres beneficiosos para sus miembros.”