Get the car, get the loan, hit the road

Whether it’s new, used, or refinancing—we’ve got you covered with great rates.

Apply Online

New vehicle loans

Finance your new car with great rates and fast approvals.

With rates starting at 5.74% APR*, our new vehicle loans make buying your next car easier. Enjoy flexible terms and quick approval.

How this loan helps you

Low interest rates for new vehicles
Flexible repayment terms
No payments for 90 days
Fast approval process
Pre-approval available for better negotiating power at the dealership

Is this loan right for you?

Must be purchasing a new vehicle
Proof of income required
Minimum credit score applies
Vehicle must be purchased from a licensed dealer

Apply now

Used vehicle loans

Flexible financing for used cars, trucks, and more.

Looking to buy used? We offer loans for pre-owned vehicles with affordable rates and fast approvals to get you behind the wheel.

How this loan helps you

Competitive rates on used vehicles
Flexible loan terms
No payments for 90 days
Loans for both dealership and private purchases
Fast pre-approvals available

Is this loan right for you?

Proof of income and credit review required
Vehicle must meet age and mileage requirements
Must provide vehicle title or bill of sale

Apply now

Auto refinance

Looking to lower your current monthly payment? You can count on us for a helping hand.

We want to see you get ahead. We will walk you through the refinance process, answer your questions, and honestly, make sure you’re making the right move.

How this loan helps you

Lower monthly payments
Reduce interest costs
No payments for 90 days
Fast approval process
Replaces a poor initial loan

Is this loan right for you?

If your credit score has improved in the past year
If you're looking to free up some cash flow
Your current loan rate is not financed by OnPath CU or any of its divisions
Vehicle must meet age and milage requirements

Apply now

Disclosures

*APR = Annual percentage rate. Terms and conditions apply. Membership eligibility applies. Rates based on credit worthiness. Offer subject to change without notice. For more details, contact 504.733.7274 or 800.749.6193. Insured by the NCUA.

Frequently asked questions

How do I redeem my VISA Credit Card Reward Points?

Members should log into the OnPath Mobile App or the full Online Banking experience via our website (BeOnPath.org). If logging into the app, please look in the main navigation menu for more and then VISA CARD CONTROLS. If using the Online Banking Experience click on the VISA CARD CONTROLS tile that is across the top of the screen.

Once you reach the portal, you will see your reward points. You will need to click on the NUMBER of points (not the word rewards) to access the redemption portal.

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Once you click on the number of points, you will be redirected to the Rewards Site, or you should click on the word "click here". If you are not reaching the site, please make sure your device does not have a pop-up blocker enabled.

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You will then be able to redeem rewards such as merchandise, travel points or cash. Also keep in mind that to redeem points you must have accumulated a minimum of 2500 Points in order to redeem any points.

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What is OnPath CU's routing number?

The OnPath CU routing number is 265075087. This number is most often requested as part of direct deposit or auto draft set ups, and typically precedes your member number.