OnPath Credit Union

3.24% APR* for 60 months with no payments for 90 days

Don't walk into the car dealership hoping they'll give you a good loan rate. Let OnPath FCU help you get the ride you’ve been eyeing with a monthly payment you are comfortable with. We offer personal auto loan rates as low as 3.24% APR* for 60 months and, for a limited time, 90 days with no payment required. You can drive off the lot knowing you’re on the right path. Take advantage of our auto loan services with competitive rates. Apply for an auto loan through our secure online application process.

Get Financed

Don't have your eye on a car yet? Check out the offers from our Preferred Auto Partners. Search for the car you want, at a price you can afford.

Auto Buying Center

1APR is the Annual Percentage Rate. The Annual Percentage Rate as low as 3.24% is the advertised rate for a 60-month term and can vary based on creditworthiness, age of vehicle and terms of the loan. Standard Annual Percentage Rate ranges from 3.24% to 17.95%. As an example, an auto loan in the amount of $15,000.00 with an APR of 3.24% and 60 month term would result in a monthly payment of $271.00. Rates are subject to change without notice. 
 
2Finance charges begin on the date the loan is made and interest accrues during the payment deferral period. First payment is due within 90 days of loan disbursal.

Drive with Confidence

At OnPath FCU, no matter what happens, we've got you covered. 

Help protect your vehicle with the following product accessories:

  • Payment Protection – In the event of injury, illness or an unexpected death, payment protection can help ensure repayment of credit, so your loved ones don’t have to.
  • Extended Warranty – OnPath FCU has partnered with Allied Solutions to offer affordable, comprehensive extended warranty coverage for all vehicle makes and models, giving you greater peace of mind.
  • Gap Insurance – If your new vehicle gets stolen or becomes totaled, auto gap insurance will cover the difference between your vehicle’s actual cash value and your loan balance. 

If you’re unsure of which accessories are right for you and your current situation, a dedicated OnPath FCU loan officer can help you find a product suited to your needs.