OnPath Credit Union

On average our members save over $5,000 by refinancing their auto loans with OnPath Federal Credit Union4.

Don't walk into the car dealership hoping they'll give you a good loan rate. Let OnPath FCU help you get the ride you’ve been eyeing with a monthly payment you are comfortable with. Whether you want to purchase a used, new, or refinanced vehicle, you can find the perfect loan here. 

Plus Enjoy:

  • No Payments for up to 90 days3
  • Flexible terms up to 84 months 
  • Discounts with our Preferred Auto Partner
  • Special Offer >> 1.00% APR1 for 24 months (offer can not be combined with $250 Cashback) 
  • Special Offer >> Receive $250 Cashback2

Drive off the lot knowing you’re on the right path. Take advantage of our auto loan services with competitive rates. Apply for an auto loan through our secure online application process.

Get Financed

Don't have your eye on a car yet? Check out the offers from our Preferred Auto Partners. Search for the car you want, at a price you can afford.

Auto Buying Center

1APR = Annual Percentage Rate. Introductory rate as low as 1.00% APR reflects 24-month term, includes discounts, and is based on applicant meeting certain criteria. Estimated payment is $421.00 per month, per $10,000 based on rate of 1.00% APR for 24 months.

2Cash back will be deposited into member’s OnPath FCU account within 30 days of loan closing. Minimum loan amount of $10,000 is required to qualify for cash back. $95 loan application fee applies. Offer not valid on current OnPath FCU loans, indirect auto loans or recreational vehicle loans (ATV, Jet Ski®, motorcycle, boat, RV). Finance charges begin on the date the loan is made. Interest accrues during the payment deferral period.
 
3First payment is due within 90 days of loan disbursal. Other terms and conditions may apply, and membership eligibility applies. Offer subject to change without notice. For more details, contact 504.733.7274 or 800.749.6193. Offer valid through 12.31.21. Insured by the NCUA.
 
4Savings calculation based on average member loans refinanced from 01/01/2021 to 02/28/2021 of $101.36 per month for a 58-month loan term. Your savings amount will vary depending on your creditworthiness, length of loan, and current interest rate when refinanced. This example does not guarantee savings. Offer not valid on current loans held with OnPath FCU.
 

 

 
 

Automobiles

Automobiles

Loan TypeRate
New Auto LoansAs low as 3.49% APR*
Used Auto LoansAs low as 4.24% APR*
Promotional Auto Loan**As low as 1.99% APR**
Promotional Auto Loan***As low as 1.00% APR**

*APR = Annual Percentage Rate. ($20,000 minimum for 72 months) No other discounts apply. Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

** Promotional Auto Loan APR: APR = Annual Percentage Rate. Introductory rate as low as 1.99% APR reflects 36-month term, includes all discounts, and is based on applicant meeting certain credit criteria. Estimated payment is $29.00 per month, per $1,000 based on rate of 1.99% APR. Other terms and conditions may apply. For more details, contact 504.733.7274 or 800.749.6193. Limited time offer. Insured by the NCUA.

***APR = Annual Percentage Rate. Introductory rate as low as 1.00% APR reflects 24-month term, includes discounts, and is based on applicant meeting certain criteria. Estimated payment is $421.00 per month, per $10,000 based on rate of 1.00% APR for 24 months.