OnPath Credit Union

VISA® Platinum Low-Rate

Are you in the market for a low-interest rate Visa card? The OnPath Federal Credit Union’s Platinum Low Rate Visa is the perfect choice for members who have worked hard to establish good credit. Upon approval, you can benefit from savings and a variety of other perks.

About the Platinum Low Rate Credit Card

Low-interest credit cards are specifically designed to reward responsible members with rates that are significantly lower than traditional credit lines. The Platinum Low Rate Visa from OnPath Federal Credit Union offers an APR between 6.70% and 12.50%. These great rates are available to members with good to great credit scores and good financial standing.

If you have several open lines of credit with high rates, you can save on interest by consolidating them onto the Platinum Low Rate Visa. Also, if you make frequent purchases, you can save by choosing the lower rate

Features and Benefits Platinum Low Rate Credit Card

The Platinum Low Rate Visa offers:

  • Roadside dispatch
  • Travel assistance services
  • Emergency card replacement
  • Emergency cash disbursement
  • Cell phone protection
  • Waiver for auto rental collision damage

These are provided through Visa without an annual fee, making the Platinum card a valuable investment for people who travel often.

In addition to the Platinum rewards, this card offers several useful features such as:

  • Purchase Alerts: When uncharacteristic or large purchases are made, you receive an alert via email or SMS text message to verify if the transaction is fraudulent.
  • No Balance Transfer Fees: You can transfer balances from higher-rate cards to the Platinum Low Rate Visa without worrying about surprise fees*.
  • Free Fraud Monitoring: The system automatically flags suspicious activity, such as purchases made in other countries, and puts a lock on the card to protect your funds until the matter is resolved. You won’t be held liable for any fraudulent amounts.
  • Verified by Visa: Many fraudulent purchases are made online where it’s more difficult for merchants to verify customers’ identities. Verified by Visa lets merchants confirm a card user’s identity before the transaction occurs, thereby preventing illegitimate purchases from appearing on your account in the first place.

OnPath Federal Credit Union

Here at OnPath Federal Credit Union, we believe in helping our members reach their financial goals with the best resources. The Platinum Low Rate Visa is an excellent option for members who want to take advantage of their purchasing power without incurring a large amount of interest. To learn more or to submit an application, give us a call at 800-749-6193 or contact us online.

*Balance Transfer APR= Annual Percentage Rate.

Offer valid for new OnPath FCU VISA credit cards only. Balance Transfer must be completed within 30 days of opening account. The standard APR is between 13.25% - 17.95% and will vary based on the credit card type, WSJ prime rate, and the individual’s creditworthiness. This promotion does not apply to existing balances with OnPath FCU Federal Credit Union. Terms and conditions subject to change without notice. For more information, visit beonpath.org, or contact us at 504.733.7274 or 800.749.619