OnPath Credit Union
Personal Loans
Personal Loans
One of the many financial products we offer here at OnPath Federal Credit Union is a personal loan. This type of financing is issued to individuals for non-commercial purposes such as consolidating debt, paying off bills, paying for moving expenses or making a large purchase. You receive the total amount in one lump sum, then make fixed payments each month. It's secure and easy to apply and get your secured or unsecured loan approved online. Check out our competitive rates.
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Why Get a Personal Loan?
Personal loans allow people to take advantage of opportunities they may not otherwise be able to. For example, most people don’t have the cash-on-hand to make a large purchase, like a laptop or school uniforms for school. Loans can help you make necessary purchases while staying within your budget.
This type of loan can also be secured or unsecured. If you choose the latter, there are no collateral requirements, which means no risking valuable assets such as a home or vehicle in the event of default.
APR = Annual Percentage Rate. "As low as rate" is subject to borrower's credit history, repayment term and collateral. Rates are subject to change without prior notice and may be different than stated above.
** Promotional Personal Loan Rates: APR= Annual Percentage Rate. Promotional rate as low as 6.25% reflects 24-month term, includes all discounts, and is based on applicant meeting certain credit criteria. All rates subject to change without prior notification. Rates may be as high as 17.95% depending on information obtained from your credit application and credit report. Estimated payment is $4.44 per month, per $100 based on rate of 6.25% for 24 month term. Other terms and conditions may apply. Limited time offer. Federally insured by the NCUA. Call 504.733.7274 or 800.749.6193 for details.
Personal Loans
Product | Term | APR* |
---|---|---|
Signature Loans | 24 Months | 12.95% |
36 Months | 13.50% | |
60 Months | 15.00% | |
Stretch Loan LOC | 12.00% | |
Credit Enhancement Loan | 17.95% | |
Borrow and Save | 17.95% | |
Debt Consolidation | As Low As | 13.00% |
Wheels to Work | 17.95% |
* APR = Annual Percentage Rate. "As low as rate" is subject to borrower's credit history, repayment term and collateral. Rates are subject to change without prior notice and may be different than stated above.
Federally insured by the NCUA. Call 504.733.7274 or 800.749.6193 for details.