OnPath Credit Union

EMV Chip Technology

EMV: Big Credit Card Security In a Little Chip

  • Enhanced fraud protection. When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
  • Global acceptance. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa Debit Cards are accepted.
  • Easy to use. Insert your card into the chip-activated terminal and follow the onscreen prompts. If a chip-activated terminal is unavailable, simply swipe your card like you do today.

No matter how you pay, you're protected against unauthorized use with Visa's Zero Liability Policy.1

1 Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.