Skip-a-Pay

There is a $35 processing fee per loan skipped. Requests to skip a payment must be received at least 15 days prior to loan due date. Members are limited to one (1) Skip-A-Payment requests per calendar year twelve (12) months.

Skip-A-Payment requests are not available on loans during the first six (6) months of the loan term. Not applicable to 1st mortgage, 2nd mortgage, balloon notes, lines of credit, 12/12/12 Holiday loans, home improvement loans, credit card payments, collection workout payments, Wheels to Work, OnPath Auto Chance, or business loans.

Deferred payments will be added to the end of the loan term. During this time, interest will continue to accrue. Requests will be denied if any of your loans are currently delinquent or if your account is not in good standing. In order to qualify, the loan must have been paid on time for the last six (6) months prior to this request.

Requesting to defer a payment may affect any future GAP insurance payouts. Other conditions may apply.