
Save big this Summer of '25!
Get $250 cash back, 0.25% off your rate, and 90 day no payments until June 30th.
OnPath Summer of '25 Promotion
This summer, save big when you finance your next new, used, or refinanced vehicle with OnPath. Get 0.25%1 off your qualifying rate, $250 cash back2, and no payments for 90 days3.
Here is a comparison of monthly vehicle loan payments between OnPath's rate and a conventional rate.4

New vehicle loans
Finance your new car with great rates and fast approvals.
With rates starting at 5.49% APR*, our new vehicle loans make buying your next car easier. Enjoy flexible terms and quick approval.
How this loan helps you
- Low interest rates for new vehicles
- Flexible repayment terms
- No payments for 90 days
- Fast approval process
- Pre-approval available for better negotiating power at the dealership
Is this loan right for you?
- Must be purchasing a new vehicle
- Proof of income required
- Minimum credit score applies
- Vehicle must be purchased from a licensed dealer
Used vehicle loans
Flexible financing for used cars, trucks, and more.
Looking to buy used? We offer loans for pre-owned vehicles with affordable rates and fast approvals to get you behind the wheel.
How this loan helps you
- Competitive rates on used vehicles
- Flexible loan terms
- No payments for 90 days
- Loans for both dealership and private purchases
- Fast pre-approvals available
Is this loan right for you?
- Proof of income and credit review required
- Vehicle must meet age and mileage requirements
- Must provide vehicle title or bill of sale
Auto refinance
Looking to lower your current monthly payment? You can count on us for a helping hand.
We want to see you get ahead. We will walk you through the refinance process, answer your questions, and honestly, make sure you’re making the right move.
How this loan helps you
- Lower monthly payments
- Reduce interest costs
- No payments for 90 days
- Fast approval process
- Replaces a poor initial loan
Is this loan right for you?
- If your credit score has improved in the past year
- If you're looking to free up some cash flow
- Your current loan rate is not financed by OnPath CU or any of its divisions
- Vehicle must meet age and milage requirements
Get started in 60 seconds here!
Disclosures
1The offer of 0.25% rate reduction is applied to the approved qualified rate, with a floor rate of 5.49% Annual Percentage Yield (APY).
2The $250 cash back offer will be deposited into the member's share account no later than 30 days after loan closes.
3The 90-day no-payment offer defers the first payment for 90 days from the loan origination date. Interest accrues during the deferral period.
4Table payment is an example only based on data from Experian's State of the Automotive Finance Market report for Q4 2024. Calculations based on a 60 month term at OnPath Credit Union floor rate of 5.49% vs. the average 60 month term at 6.40% national average vehicle loan according to Experian data in 2024. 0.25bps, $250 cashback and 90 day no pay are valid on new, used, and refinanced vehicle loans. Offer not valid on existing OnPath FCU or LFCU vehicle loans. Offer expires on 06/30/2025. All loans are subject to credit approval. Rates and terms are subject to change without notice. Membership eligibility required. Additional terms and conditions may apply.
*APR = Annual percentage rate. Terms and conditions apply. Membership eligibility applies. Rates based on credit worthiness. Offer subject to change without notice. For more details, contact 504.733.7274 or 800.749.6193. Insured by the NCUA.
