Save big this Summer of '26!

Get $260 cash back, 0.26% off your rate, and 90 day no payments until June 30th!

OnPath Summer of '26 Promotion

This summer, save big when you finance your next new, used, or refinanced vehicle with OnPath. Get $260 cash back1 , 0.26%2 off your qualifying rate, and no payments for 90 days3.

Apply Online

Have Questions or prefer to apply in Branch? Join us for FREEZE FRIDAYS and enter to win cool prizes4 and beat the heat with Frozen treats! 

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    New vehicle loans

    New vehicle loans

    Finance your new car with great rates and fast approvals.

    With rates starting at 5.24% APR*, our new vehicle loans make buying your next car easier. Enjoy flexible terms and quick approval.

    How this loan helps you

    • Low interest rates for new vehicles
    • Flexible repayment terms
    • No payments for 90 days
    • Fast approval process
    • Pre-approval available for better negotiating power at the dealership

    Is this loan right for you?

    • Must be purchasing a new vehicle
    • Proof of income required
    • Minimum credit score applies
    • Vehicle must be purchased from a licensed dealer
    Used vehicle loans

    Used vehicle loans

    Flexible financing for used cars, trucks, and more.

    Looking to buy used? We offer loans for pre-owned vehicles with affordable rates and fast approvals to get you behind the wheel.

    How this loan helps you

    • Competitive rates on used vehicles
    • Flexible loan terms
    • No payments for 90 days
    • Loans for both dealership and private purchases
    • Fast pre-approvals available

    Is this loan right for you?

    • Proof of income and credit review required
    • Vehicle must meet age and mileage requirements
    • Must provide vehicle title or bill of sale
    Auto refinance

    Auto refinance

    Looking to lower your current monthly payment? You can count on us for a helping hand.

    We want to see you get ahead. We will walk you through the refinance process, answer your questions, and honestly, make sure you’re making the right move.

    How this loan helps you

    • Lower monthly payments
    • Reduce interest costs
    • No payments for 90 days
    • Fast approval process
    • Replaces a poor initial loan

    Is this loan right for you?

    • If your credit score has improved in the past year
    • If you're looking to free up some cash flow
    • Your current loan rate is not financed by OnPath CU or any of its divisions
    • Vehicle must meet age and milage requirements

    Disclosures

    1The $260 cash back offer will be deposited into the member's share account no later than 30 days after the loan closes.

    2The offer of 0.26% rate reduction is applied to the approved qualified rate, with a floor rate of 5.24% Annual Percentage Rate (APR)*. Offer valid on select OnPath auto loans. Not all loans will qualify for this reduction.

    3The 90-day no-payment offer defers the first payment for 90 days from the loan origination date. Interest accrues during the deferral period.

    4NO PURCHASE OR LOAN CONVERSATION NECESSARY TO ENTER OR WIN. MEMBERSHIP IS NOT REQUIRED TO WIN. Open to legal residents who visit a participating branch in person during regular business hours on June 5, June 12, or June 26, 2026. Void where prohibited. Membership is not required to enter giveaway. How to Enter: Scan the official designated QR code at an OnPath branch during the promotional dates and complete the digital entry form with valid contact information. Limit one entry per person per promotional day. Prizes: Three (3) separate winners will be drawn. 1st Prize: Deluxe Combo Frozen Beverage & Ice Cream Maker (Approx. Retail Value "$ARV": $300); 2nd Prize: YETI Roadie 24 Cooler (ARV: $200); 3rd Prize: STANLEY 40 oz. Tumbler (ARV: $40). Drawing & Notification: Winners will be randomly selected on July 1, 2026, and notified via phone and/or email. Odds of winning depend on the number of eligible entries received.  Click here for full official rules. 

    *APR = Annual percentage rate. Terms and conditions apply. Membership eligibility applies. Rates based on creditworthiness. Offer subject to change without notice. This offer cannot be combined with other current OnPath offers.  Loans currently financed at OnPath Credit Union are not eligible. Offer valid from June 1st, 2026, until June 30th, 2026. For more details, contact 504.733.7274 or 800.749.6193. Insured by the NCUA.  

     

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