OnPath Credit Union

Savings

Whether you're saving for a specific goal or for a rainy day, be financially prepared for whatever life has to offer.

Personal Savings Comparison

Regular SavingsClub Savings*Money Master SavingsHealth Savings Account
Minimum Balance$5$5$1,000$100
Minimum Deposit to Open$5$5$1,0000
ATM/Debit Cardcheckedcheckedchecked
Dividends*QuarterlyQuarterlyMonthly
Payroll Deduction/Share Transfer Depositcheckedcheckedcheckedchecked

* Various Club Accounts are available.

** Dividends are calculated on the actual dollar amount in the account and are not paid for any day that the account balance falls below $1,000.

Regular Savings

Every membership begins by opening a Regular Savings account that costs little to maintain, but can reap big rewards.

  • $5 Minimum balance to open and maintain account
  • Dividends paid on quarterly basis
  • Payroll Deduction/Account transfers available
  • ATM card

Minor Savings

Get your child on the right path and teach the importance of saving and open their first savings account.

  • $5 Minimum balance to open and maintain account.
  • Open for minors under 18 years of age

Money Master Savings

Make your future a little brighter with a savings account that grows and works for you.

  • Minimum daily balance of $1,000*
  • No early withdrawal penalty
  • Dividends paid on a monthly basis
  • Payroll Deduction/Account transfers available
  • ATM card

Christmas Club Savings

This account earns dividends all year long and disburses at a specific time based on your goals.

  • $5 Minimum balance to open
  • Dividends paid on quarterly basis
  • Payroll Deduction/Account transfers available

Health Savings Account (HSA)

Plan for high deductibles and unexpected medical expenses without derailing your financial goals.

  • Save untaxed money for qualified medical expenses
  • Competitive dividend rates 
  • Available for individuals covered under a high-deductible health care plan**

* Dividends are calculated on the actual dollar amount in the account and are not paid for any day that the account balance falls below $1,000.

** Members are eligible if they are covered under a High Deductible Health Care Plan and are not covered under another type of health care plan, if they are not enrolled in Medicare, and if they cannot be claimed as a dependent on another person’s tax return.

*** $5 minimum to open account.