OnPath Credit Union
Savings
Whether you're saving for a specific goal or for a rainy day, be financially prepared for whatever life has to offer.
| Features | Regular Savings | Club Savings* | Money Master Savings | Health Savings Account |
|---|---|---|---|---|
| Minimum Balance | $5 | $5 | $1,000 | $100 |
| Minimum Deposit to Open | $5 | $5 | $1,000 | 0 |
| ATM/Debit Card |  | | | |
| Dividends* | Quarterly | Quarterly | Monthly | |
| Payroll Deduction/Share Transfer Deposit | | | | |
* Various Club Accounts are available.
** Dividends are calculated on the actual dollar amount in the account and are not paid for any day that the account balance falls below $1,000.
Regular Savings
Every membership begins by opening a Regular Savings account that costs little to maintain, but can reap big rewards.
- $5 Minimum balance to open and maintain account
- Dividends paid on quarterly basis****
- Payroll Deduction/Account transfers available
- ATM card
Minor Savings
Get your child on the right path and teach the importance of saving and open their first savings account.
- $5 Minimum balance to open and maintain account.
- Dividends paid on quarterly basis****
- Open for minors under 18 years of age
Money Master Savings
Make your future a little brighter with a savings account that grows and works for you.
- Minimum daily balance of $1,000*
- No early withdrawal penalty
- Dividends paid on a monthly basis
- Payroll Deduction/Account transfers available
- ATM card
Christmas Club Savings
This account earns dividends all year long and disburses in November, just in time for the Holidays!
- $5 Minimum balance to open
- Dividends paid on quarterly basis****
- Payroll Deduction/Account transfers available
Health Savings Account (HSA)
Plan for high deductibles and unexpected medical expenses without derailing your financial goals.
- Save untaxed money for qualified medical expenses
- Competitive dividend rates
- Available for individuals covered under a high-deductible health care plan**
* Dividends are calculated on the actual dollar amount in the account and are not paid for any day that the account balance falls below $1,000.
** Members are eligible if they are covered under a High Deductible Health Care Plan and are not covered under another type of health care plan, if they are not enrolled in Medicare, and if they cannot be claimed as a dependent on another person’s tax return.
*** $5 minimum to open account.
**** Dividends are calculated on the actual dollar amount in the account and are not paid for any day that the account balance falls below $200.