OnPath Credit Union

Lending

New car? Personal Loan? Motorcycle or ATV? We can help with that.

Auto & Recreational Vehicle Loans

New, used or refinanced - get great financing before heading into the dealership.

  • Competitive rates
  • Terms up to 84 months
  • Preferred dealer discounts and specials
  • Refinancing available

Automobiles

Loan TypeRate
New Auto LoansAs low as 3.99% APR*
Used Auto LoansAs low as 4.24% APR*
Promotional Auto Loan**As low as 1.99% APR**

*APR = Annual Percentage Rate. ($20,000 minimum for 72 months) No other discounts apply. Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

** Promotional Auto Loan APR: APR = Annual Percentage Rate. Introductory rate as low as 1.99% APR reflects 24-month term, includes all discounts, and is based on applicant meeting certain credit criteria. Estimated payment is $42.54 per month, per $1,000 based on rate of 1.99% APR. Other terms and conditions may apply. For more details, contact 504.733.7274 or 800.749.6193. Limited time offer. Insured by the NCUA.

Motorcycles, ATVs & Jet Skis

Loan TypeRate
New and Used VehiclesAs low as 6.13% APR*

*APR = Annual Percentage Rate. ($20,000 minimum for 72 months) No other discounts apply. Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

Boats & RVs

Loan TypeRate
New and Used Boats and RVsAs low as 5.73% APR*

*APR = Annual Percentage Rate. ($20,000 minimum for 72 months) No other discounts apply. Up to 84 month term allowed with ancillary products, payment protection, GAP and/or warranty.

Home Improvement Loans

Your next remodeling project is easier than saying D.I.Y.

  • Home improvement loans starting at $25,000
  • No application fees
  • No closing costs
  • Fast, secure online application
  • Get cash the same day

Personal Loans

Enjoy the flexibility and freedom without breaking the bank.

  • Low, competitive rates
  • Unsecured or secured
  • Fast, secure online application

Personal Loans

ProductTermAPR*
Signature Loans24 Months9.16%
36 Months11.16%
60 Months14.16%
Promotional Personal Loans**24 Months 7.99%**
Stretch Loan LOC12.00%
Credit Enhancement Loan17.95%
Borrow and Save17.95%
Wheels to Work17.95%

* APR = Annual Percentage Rate. "As low as rate" is subject to borrower's credit history, repayment term and collateral. Rates are subject to change without prior notice and may be different than stated above.

** Promotional Personal Loan Rates: APR= Annual Percentage Rate. Promotional rate as low as 7.99% reflects 24-month term, includes all discounts, and is based on applicant meeting certain credit criteria. All rates subject to change without prior notification. Rates may be as high as 17.95% depending on information obtained from your credit application and credit report. Estimated payment is $4.52 per month, per $100 based on rate of 7.99% for 24 month term. Other terms and conditions may apply. Limited time offer. Federally insured by the NCUA. Call 504.733.7274 or 800.749.6193 for details.

Shared Secured Loans

Secure your loan with your shared savings account.

  • No credit check required
  • Low rate
  • Secured by funds in your savings account
  • Fast & easy application

Payment Protection

In the event you become injured or ill or incur an unexpected death, payment protection – an optional product accessory offered through OnPath Federal Credit Union – can help cover the cost of your loan. In other words, when something happens out of the blue, OnPath Federal Credit Union will pay your personal loan so your loved ones don’t have to.

Gap insurance covers the difference between your vehicle’s current value and your loan balance if your vehicle gets stolen or totaled. OnPath Federal Credit Unionwill also give you $1,000 to put toward a new vehicle (purchase must take place within 60 days of the date of loss and be financed with OnPath FCU).