OnPath Credit Union

OnPath Update

Stay Safe By Learning How to Do Contactless Payments

contactless payments

Due to the current global health crisis, the way people shop, decide to buy, and choose to pay has drastically changed.

Benefits of Using Cashless Payment Solutions

cashless payments

Cashless shopping—it’s not just a buzzword anymore.

Teaching Kids And Teens Smart Money Habits


Think back to how you formed your financial habits. Did you learn everything you needed in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would you tell yourself to avoid? If you have children of your own, you may be wondering how and when to start teaching them smart financial habits like saving early and spending responsibly. Younger kids enjoy the process of learning and earning rewards, while teens will be motivated to learn because they are yearning for financial independence. As a parent, you can capitalize on these wants to help teach your children to build a strong financial foundation for their future. If you’re not sure where to start, here are a few activities to help.

Techniques to Help Reach Your Savings Goals


Learning to make money last for an entire month or to meet all your expenses on-time with staggered paychecks can be a challenge, especially when you are trying to save money. Here are some ways to alter your money management style and help you reach savings goals.

8 Tips to Help Eliminate Debt Starting Now


If you feel overwhelmed by your current financial situation, you’re not alone. We have some strategies you can use to help reduce your debt load and get your financial situation back on path.

What to Do Before Using a First-Time Home Buyer Mortgage


For the members of OnPath Federal Credit Union across the Greater New Orleans, getting a first-time home buyer mortgage is a breeze. Contact us to learn more.

Get a Personal Loan to Fund Your Home Improvement Project


Revamping the look and feel of your home comes with a lot of benefits. By renovating your property, you can increase its resale value, improve energy efficiency, and add to its curb appeal. However, a renovation project can cost a fortune, depending on the scale. Luckily, there are many financing options available, such as a home improvement loan.

10 Tips for the Aspiring Business Entrepreneur


Flip through the TV channels these days and you’re bound to see shows about people who have turned a hobby into a business. Whether it’s making cupcakes, being a personal organizer, or taking pictures, these jobs all became moneymakers after starting as fun activities. While you may not get your own TV show, there’s no reason why you can’t create a financially successful venture out of what you love to do.

Should You Consolidate Debt Through Balance Transfer Cards?


No one wants to be in the red when it comes to finances, yet it happens even to the best of us.

Should You Take a Personal Loan to Pay Off Debt?


As the name suggests, debt consolidation allows you to combine multiple debts or credit card balances into a single loan.

Important Information Regarding the Latest Stimulus Payment


We know you have questions regarding the third stimulus payment and we have answers to help you safely social distance and avoid potentially longer phone wait times. 

A Primer on Home Loans for First-Time Buyers

Buying a home for the first time can be daunting.

Holiday Budget Guide


Ah, the holidays. It’s a time for seasonal cheer, catching up with family, and for some—financial panic!

If you recently looked at the calendar and realized gift-buying season is closer than you thought, don’t worry. We are here to help you organize your finances by making an effective budget. Follow these steps to avoid going into debt this season:

'Tis the Season for Scamming


As we approach the busiest shopping season of the year, scammers and hackers are increasing their efforts to gain access to your account and funds. We want to help keep your holidays merry and bright, check out a few ways you can avoid scamming and phishing. 

Acquire the Capital You Need Through Commercial Loans


OnPath Federal Credit Union is fully committed to assisting businesses in applying for commercial loans in a breeze. Reach out to us for additional information.

What You Need to Know About Secured Home Improvement Loans

A home should be a place where you and your loved ones can relax.

How two Film Production Business Owners adjust to the New Normal


Matt and Amber have been the owners of Fat Happy Media, a full-service production company located in New Orleans for over a year now. The business owners were first introduced to the credit union in 2019, as they were hired to work on a video for the 2018 annual meeting. During this time, they interviewed two members and were impressed to hear how highly they spoke of the credit union, leading them to become members. In September of 2019, they joined the credit union and obtained a line of credit for their business. In March 2020 they put their line of credit to use and constructed the perfect space for their team, just to be told days later, that all unessential businesses had to shut down due to COVID-19. We sat down with the business owners to discuss the challenges they've faced during Covid-19, how they are adjusting to the new norm, and advice for entrepreneurs who are looking to start their own business. 

Staying Safe Together!


Since the onset of the Covid-19 outbreak in Louisiana, OnPath FCU has been working hard to help you face the financial challenges that are ahead. We continue to remain focused on your health and well being by ensuring certain measure are in place during our normal operations.

How to build a budget


Most people know they need a budget. Maybe you have one, but you haven’t thought about it in a while, or you’re not sure if you are staying within your budget. We’re going to take away all the guesswork and walk you through on how to create a brand-new budget.

What to consider when choosing the car right for you


Shopping for a car can be complicated and time-consuming. It involves balancing your desires with your economic reality, deciding whether to buy or lease, and knowing what the best deal for you is. To make the process efficient and improve your chances of driving away happy, you will need to consider:

Debit vs. Credit Cards


Take a look at your wallet. Most Americans carry several different payment cards in their wallets; some debit, some credit. Maybe you have a system in place for which card to use when, or maybe you use one type all the time. But do you really know the difference and when it is more beneficial to use one over the other? Below, we’ll put debit cards and credit cards in a one-on-one showdown to see where and when using them may be best for your finances.


What you need to prepare a business plan


Have you been thinking about starting your own business? Are you looking for new ways to optimize your current small business? If you answered “yes,” then look no further. 

4 Tricks to boost your credit score quickly


First things first; there is no magic solution to raising your credit score overnight, but there are a few steps you can take to expedite the process.  Check out a more detailed description of 4 tricks to boost your credit score fast.

The Pros and Cons of Owning a Duplex


Often the talk around home purchases have a concentration on either buying a house or a condo. However depending on your situation, a duplex could be a very intriguing option. Check out a few ways a multi-unit may or may not be a good fit with your home purchase plans.

5 Pro Tips to achieving your savings goals


What’s your savings goal? Whether you’re saving for a home or kids college, there’s no time like the present to figure out your long term financial priorities. Check out these 5 pro tips to kick start your savings goal.

How to pay off credit card debt faster?


There’s a 2,000 balance on your credit card- how did that happen? Before you make that minimum payment online, consider this, the interest will add up and it will increase your total balance over time.

Four Ways to Financially Prepare for a Natural Disaster


Whether due to fire or flood, earthquake or hurricane, powerful forces of nature can lead to financial devastation if your home is in its path. But while you can’t stop a catastrophe from happening, taking preventative measures will cushion the blow that such a disaster can have on your personal finances.

Should you buy a house if you have a student loan?


Buying your first home is exciting… but it can also jangle your nerves. A mortgage is a big investment, especially if you already have student loan debt. However, that doesn’t mean you have to rent forever. In fact, you may save and even earn money in the long run if you buy. To see if it’s possible for you, consider these points:

6 ways to protect your credit during the COVID-19 pandemic


As the coronavirus outbreak continues to evolve, your credit might be the last thing on your mind. During times of emergencies though, such as global pandemics or natural disasters, you should know the state of your finances and keep your credit on your radar. Along with your physical health being a top priority, so should the state of your financial health and wellness.

Stock Market Basics


Does your eyes glaze over when you hear news about the stock market? Despite the recent economic turmoil, the stock market remains among the most important options for Americans to build their wealth and secure a comfortable retirement. So, while we recommend you work with a financial advisor to guide your investment strategy, here are some stock market basics every investor should know.

5 Things you need to know when purchasing a home during the COVID-19 Pandemic


Many may be asking the question, is this a good time to buy a home? Well, it depends on the seller, the market, your reserves and your endgame. Check out these 5 things to consider when buying a home during the COVID 19 Pandemic.

Four Simple Money-Smart actions you can take


According to a recent survey, only 57% of adult Americans understand basic financial concepts. A lack of knowledge isn’t just bad for your brain; it’s bad for your wallet. So here are some simple actions (based on fundamental concepts) that will boost your saving power.

How to stay Productive at home during the Coronavirus Crisis


Getting antsy after being home for so long due to the coronavirus? From rekindling an old hobby, to fixing up your house, there are a ton of ways to break the boredom you may be experiencing. We’ve got ideas. 


5 Ways to Support Local Businesses during the Coronavirus Crisis


Due to the COVID-19 pandemic, many local small businesses have either seen a decrease in sales, and or had to shut their doors to customers. Here are 5 ways you can help local small businesses survive during the coronavirus crisis.

Coronavirus Stimulus Scams to Avoid


As the COVID-19 pandemic continues to heighten levels of uncertainty in our community, scammers have set their sights on attacking the personal and financial information of unsuspecting consumers.


How to handle a money emergency when you don't have savings


Have you ever received a big bill that threatened to eat up all your available cash? Did stress and fear set in? Check out these 4 helpful tactics to consider when tackling a money emergency?

3 Ways to Make Your Kids Financially Capable


Most parents understand that they should teach their kids about money. Knowing where to start, on the other hand, is another story. Fortunately, the Consumer Financial Protection Bureau (CFPB) recently released a guide to help families raise money-smart kids. In it, the CFPB discusses practical ways to build and measure financial capability in children.

Check out a few important takeaways from the guide paired with tips from balance, for making your child financially capable.

4 Steps to Stay Financially Responsible during COVID-19


As illustrated in an article by CUNA, Many Americans are being financially affected by the coronavirus disease (COVID-19). As businesses close their doors to keep their customers and employees safe, thousands—if not millions—are facing several weeks of pay disruption and infrastructure shake up. In response to the national emergency, consumers are feeling financially insecure and wondering what it means for their wallet.

9 Steps to Getting the Car You Want


A vehicle is likely to be one of the largest purchases you will make in your life. By taking the time to properly plan and prepare for buying a car, you can save yourself hundreds or thousands of dollars. Check out these steps to set yourself up for a more secure financial future. 

Ways to Raise Money Smart Kids


If you’ve been meaning to talk to your kids about money, now is the perfect time to start. One of the most important gifts you can give your child is an understanding of how to manage money. We all want our kids to be financially savvy adults one day, but it’s become increasing difficult in today’s culture. We are here to give you ideas on how you can ensure your child grows up with a basic understanding of financial management. LINK IN BIO